Night Owl Psychotherapy
Carole Goguen, PsyD
My fees for psychotherapy sessions:
50 minute sessions - $250
25 minute sessions - $125
Accepted Payment Methods:
Check, American Express, Discover, Master Card, Visa
Although I am on the Employee Assistance Program (EAP) Lyra Health panel, I do not participate on any other insurance provider panels. Some insurance companies will reimburse a portion of the fee paid to out-of-network psychologists. I am happy to provide you with a receipt which will contain the information typically needed for reimbursement. However, many insurance companies do not cover online video therapy sessions. Please be aware, the majority of insurance companies will only reimburse for "medical necessity." Therefore, in order to qualify for reimbursement, you will need to meet criteria for a diagnosis and not all diagnoses are covered by insurance. Also, despite being an out-of-network psychologist, the insurance company may request access to your records to be reviewed by their employees (clinical and/or non-clinical) in order to reimburse you.
In planning for your treatment, you may want to call your insurance and inquire:
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“Does my plan reimburse out-of-network providers?”
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“What are the mental health services covered by my insurance plan cover?”
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“Does my plan include out-of-network benefits for mental health care? Specifically, for outpatient online video psychotherapy (telehealth, telemental health) with a licensed psychologist?”
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“Do I have a deductible for out-of-network mental health services?” If yes, “what is the remaining amount I will have to pay before my health plan starts to reimburse me for fees that I pay out-of-pocket?”
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“What is the maximum amount my plan will reimburse for mental health service code 90834 with a Psychologist?” If the representative does not provide a clear answer, ask: “What is the maximum allowed amount for mental health service code 90834 with a psychotherapist, and what percentage of the maximum allowed amount will my plan pay?” (This percentage of the maximum allowed amount is the amount you would receive as reimbursement.)
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“Is there a limit to the number of sessions per calendar year?”
Privacy:
It is also important to note that email is not a secure form of communication. If you choose to contact me via email, please only include information that you are comfortable sending me with this in mind. If you have any questions, please do not hesitate to call me.